Guide to Lump Sum Investments

We work with a large variety of investment managers world-wide. These cover the full spectrum of investments from fixed interest deposit funds to high risk hedge funds. The criteria for selection is that they are all actively managed and are the leading investments in their sectors.

We recommend the following types of investments according to your risk level:

Capital Guaranteed

Low     Medium     Medium-high     High     Very high

Capital Guaranteed

Capital Guaranteed Equity Fund This gives a return based on a combination of market indices chosen by you.

SLI

Low Risk

Global growth fund with 80% profit lock-in a fund of Black Rock Merrill Lynch global equity funds with proteection provided by HSBC. Fund will not drop below 80% of highest price reached. USD only	Global Growth Protected*
Fund of hedge funds investing across a diversified range of hedge fund strategies according to the economic cycle, excluding managed futures. Averaging 6%- 9% pa with very low volatility. USD only	All Weather*
Fund of hedge funds aims to produce absolute returns with low correlation to equites or bonds. Averaging 9% - 13% pa with moderate volatility. Available in USD & GBP	TR Mainstay *
Traded endowments fund (short - long term) purchasing UK endowment policies and averaging 9% pa in sterling, but also available in USD & euro. No entry or exit fees.	PATF
Property fund buying ground rents, student and key worker accommodation averaging 7%-8% pa in sterling, but also available in USD & euro	Brandeaux
Niche Property Fund a low risk fund of ground rents arising from investments in residential property accross the UK as landlord to long leasehold property. Low correlation to property market and no correlation to equites and bonds Averaging 9% - 11% pa with low volatility and no losing months.	Ground Rent *
Fund of hedge funds investing in high quality student accommodation in major UK towns & cities. Low correlation to property market and no correlation to equites and bonds.. Averaging 8% - 10% pa with low volatility and no losing months	Student Accommodation *
Commercial property fund buying long lease property with blue chip tenants averaging 7%-8% in sterling, but also available in euros	Premier
Commercial property fund buying short lease property with blue chip tenants averaging 5%-6% in sterling, but also available in euros	Glanmore*
Australian $ mortgage fund (short term) making short term secured commercial loans returning up to 7.6% pa. Fixed term from 3 months to 2 years	LM
Fixed Income fund Mulit-currency quarterly fixed income that beats banks intestert rates. nvests in the LM Mortgage Income Fund. Min A$50k (or currency equivalent) and 12 month term. Pays quarterly fixed interest	LM Currency Protected Income

Medium risk

Fund of funds global equity funds, bond funds and hedge funds. Has a balanced approach with no more than 30% in equities.	CS Balanced*
Fund of funds global equity funds, bond funds and hedge funds. Has a growth strategy with up to 70% in equities.	CS Growth*
Fund of funds mainly equity funds, but uses a proprietary computerised stop loss strategy.	Optima

Medium-high risk

Gold fund	ML Gold*
Fund of funds mainly equity funds, but uses a proprietary computerised stop loss strategy using a small number of tightly focused funds	LIG
Fund of funds with an aggressive strategy using a small number of targeted equity and hedge funds showing fast growth	CS Aggressive*
Single manager global fund investing in companies around the world, which are expected to enhance underlying profitability and shareholder value through significant business improvements, often involving a special catalyst.	Investec Global Strategic Value*

High risk

Emerging markets - Brazil, Russia, India & China invests in the equites of compies located in these regions or deriving the majority of their income from these regions.	Templeton BRIC *
Hedge fund allocates between a number of managers using different managed futures strategies in commodity and financial markets	MAN AHL*

Very High Risk

Managed futures hedge fund This is the world's most successful managed futures fund. Although a single manger fund, this fund trades exclusively using sophisticated proprietary computer programmes.

Quadriga GCT.