Ganoz 3 Year Capital Protected Fund   

• Security for the return of 90% of invested capital in 3 years from date of investment
• High fixed return of 2.875% per quarter (11.5% per year)
• Capital protection is by means of a zero coupon bond issued by and held in an account at Credit Suisse, Zurich
• USD denominated

The objective of the 90% capital protected fund is to provide security of capital and to give a higher than normal return to investors without taking undue risk. This is achieved by using a proven proprietary technical trading strategy developed over 20 years by the directors of Ganoz. The strategy has been automated and applied to the forex markets.

Ganoz are only remunerated from trading profits and so they do not make any fixed fund management charge and they ensure the investor is paid in full before the fund manager takes any fee. They will also set aside some of their share of the profit into a reserve fund to assist the payments to the investors in case of a bad trading quarter. This sets a precedent in the fund management industry.

At maturity, all of your invested capital will be returned, but only 90% of this is protected by the zero coupon bond from Credit Suisse..

There will be a quarterly payment of 2.875% of your invested capital. This is fixed and will be paid by Ganoz from trading profits. There is a small risk that if the fund makes losses it would be unable to meet this payment. However, Ganoz will create a reserve fund from its share of profits to assist in meeting this obligation, should a future quarter fall short.

Ganoz do not make any fixed charges, but keep any profits after the investor has been paid.

Early redemption fee: There is a penalty charge for early redemption of 11% at end of the first quarter, reducing by 1% per quarter.

Minimum investment: US$100,000

This fund provides investors with a unique opportunity to diversify their portfolios into an asset class that has no correlation to the traditional markets in equities, bonds, property and commodities with security of capital and peace of mind.