Affinity Consulting Group


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Affinity Consulting Group


Medical Insurance

  • Health insurance is an annual policy that is renewed each year at the rate for the client's age. It can be automatically renewed if the premium is paid, regardless of claims
  • The premium varies with age and acceptance is subject to previous medical history
  • Policy pays medical costs and often has different levels of cover. Premiums are reduced by excluding GP treatment and excluding or limiting out-patient cover
  • North America has the highest medical costs in the world so a policy will be cheaper if you do not need cover for North America (other than for emergencies on visits)
  • Has no surrender value at any time
  • If you do not have free medical cover, it is very important to review your insurance cover for medical treatment and we will be pleased to advise on the most appropriate policy

Term Assurance
Renewable Term Assurance
Whole of Life / Universal Life Assurance
Critical Illness Insurance
Permanent Health / Income Protection Insurance
Medical Insurance
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