Everyone has different circumstances
and so we assess your requirements and help you decide the most appropriate
way to make provision for the future, taking into account the uncertainties
of the modern world and of expatriate living. Our strategy revolves around 3
1. FACT FINDING
We analyse your present situation and your objectives and aspirations and discuss with you the most appropriate course of action.
2. ACTIVE MANAGEMENT
To ensure your money is kept working
in the best investments and not left to stagnate in funds that have past their
best, we advocate active management. We select a small number of the best
performing actively managed funds in each asset class and recommend our clients
stay within this structure. Generally, we prefer funds of other funds,
especially for the more volatile markets - such as equities and hedge funds.
In a fund of funds, the manager reviews his investments frequently and changes
or re-balances them as the markets move. All markets have their different
cycles and using this approach means that you and your consultant do not have
to worry about changing your investments as cycles change, because the fund
of funds does this for you.
We monitor these and keep
in contact with you to ensure you are kept informed of their performance and
are advised if we recommend any changes. We use this website to provide
information and send newsletters by email and so we can keep in touch, even
if you and your consultant end up in different parts of the world.
Most of our clients remain
within this structure and have the peace of mind that their investments are